Learn About Credit
Credit doesn’t have to be confusing. Learn how it works, what affects your score, and how to protect your information—so you can make smarter financial choices with confidence.
Understand your Credit
What is credit and why does it matter?
Credit reflects your history of borrowing and repayment, and helps lenders evaluate decisions related to loans, credit cards and housing.
Foundations of strong credit
Strong credit is built through on time payments, responsible borrowing, and maintaining a healthy credit history over time.
Managing debt and improving credit health
Responsible debt management can improve credit health and support long term financial stability.
Before you buy, rent or apply: what to know
Helpful recommendations to consider before making strategic financial decisions.
Credit through marriage, divorce, and family changes
Life changes such as marriage, divorce or family transitions may impact credit and require additional attention to financial records.
Protect your Credit
How to spot and prevent identity theft
Identity theft occurs when someone uses your personal information without permission. Learning to recognize warning signs can help protect your financial identity.
Understanding credit report errors
Errors can appear on credit reports, and correcting them helps ensure your credit information is accurate.
Fixing mistakes on your credit report
Learn how to correct mistakes on your credit report.
Staying safe online
Protecting your personal information online and recognizing common digital threats can reduce the risk of fraud.